I think you’re taking Rich’s quote too literally.
It’s up to you how much contingency you want to have in your home. In my opinion, some folks worry too much about their automation being offline, while others are overconfident that everything will always work as expected. Reality usually falls somewhere in between these two extremes.
The usual advice is, at it’s simplest, to make sure your home can still function at an acceptable minimum level if the automation isn’t working. In many cases, this is less about the person who maintains the automation, and more about the other occupants of the house.
If there’s a power outage, are the other occupants content to wait for everything to come back online before they can turn on any lights? If so, then you don’t need to worry about fallback, because it’s unnecessary for your scenario.
You’ll have to have some physical light switches, of course, due to that whole building-code thing.
No, because the logical fallback for “my car broke down” is not “have another car that I never use”. Popular backup plans include “take the bus”, “call a friend”, “ride a bike”, “call a taxi/Uber”, and “walk”.
I assume this means that you won’t worry about having backups of your OH server (since hardware never fails), or a UPS for your server (since the electricity will never fail). It would all just be a waste of time and money.
Honestly, yes. You’re being stubborn. Not because you’re sticking to your opinion, which is perfectly valid, but because you’re claiming that everyone else is demonstrating “a lack of logical reasoning”. That’s pretty much what stubborn people do (young or old): claim they’re the only ones making any sense. If you can’t see the world from someone else’s perspective, you’re never going to think anything they do is logical or sensible.
Your opinion is quite logical for someone who is opposed to redundancy and the costs associated with it. The advice given by by Rich, Justan, me, and many others is logical for someone who prefers redundancy and is okay with the associated costs. Both of these things can be true.
Here’s a third truth: for someone who’s struggling just to pay their rent and put food on the table, none of this makes any sense. It understandably does not fit within their worldview.
Again, if you review the many opinions you’ve claimed are illogical, you’ll find that the people are often more concerned about what happens when they aren’t around to fix the automation.
A realtor would recommend to you that you still put in all of those extra light switches, so that someone buying your house in the future won’t potentially be put off by relying on a homebrewed automation server that they can’t comprehend. But hey, your house, your money, your rules. That’s all that really matters.